Privacy Policy

1. Introduction

KCB Capital ("we," "us," or "our") provides AI-driven market analysis and decision-support tools for professionals. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website, create an account, or otherwise interact with our services (collectively, the "Services"). By accessing or using the Services, you agree to the practices described in this policy.

2. Information We Collect

We may collect the following categories of information:

• Account Information: name, email address, and credentials provided when you register for an account.
• Usage Data: information about how you interact with our Services, including pages viewed, features used, and timestamps.
• Device and Technical Data: IP address, browser type, operating system, and similar identifiers collected automatically.
• Communications: information you provide when contacting us for support or inquiries.
• Payment Information: billing details processed through third-party payment providers, where applicable.

3. How We Use Information

We use collected information to:

• Provide, maintain, and improve the Services;
• Personalize content and analysis relevant to your use of the platform;
• Communicate with you regarding updates, support, or administrative matters;
• Monitor usage patterns to detect, prevent, and address technical or security issues;
• Comply with applicable legal obligations.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, compliance with a legal obligation, or our legitimate interests in operating and improving the Services.

5. Sharing of Information

We do not sell personal information. We may share information with:

• Service Providers: third parties who perform functions on our behalf, such as hosting, analytics, or payment processing, under contractual confidentiality obligations.
• Legal and Regulatory Authorities: where required to comply with applicable law, legal process, or to protect our rights and the safety of users.
• Business Transfers: in connection with a merger, acquisition, or sale of assets, subject to appropriate safeguards.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods may vary depending on the type of data and applicable legal requirements.

7. Data Security

We implement reasonable administrative, technical, and organizational measures designed to protect information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. International Data Transfers

Depending on where you access our Services, your information may be transferred to and processed in countries other than your own. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable data protection laws.

9. Your Rights and Choices

Depending on your jurisdiction, you may have rights regarding your personal information, including the right to access, correct, delete, or restrict processing of your data, and the right to object to certain uses or request data portability. To exercise any such rights, please contact us using the details on our Contact page. We will respond in accordance with applicable law.

10. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to operate and improve the Services, remember preferences, and analyze usage trends. You can typically control cookie settings through your browser; however, disabling cookies may affect the functionality of certain features.

11. Third-Party Links

Our Services may contain links to third-party websites or services not operated by us. We are not responsible for the privacy practices or content of such third parties. We encourage you to review their privacy policies before providing any information.

12. Children's Privacy

Our Services are intended for use by professionals and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will post the revised policy on this page and update the effective date accordingly. Continued use of the Services after changes take effect constitutes acceptance of the revised policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out via our Contact page.